After December 31, your tax bill is history. Before it, it's a set of decisions: what you buy, when you buy it, how you pay yourself, and what you send the IRS in January. A Year-End Tax Check shows you which of those decisions still move the number.

Why now

Most business owners find out what they owe in March, when the return is done and nothing can be changed. The decisions that actually set the bill happen in the last eight weeks of the year:

• Vehicles and equipment. A truck, a machine or other equipment only counts for 2026 if it's delivered and in use by December 31. Ordered isn't enough.
• Owner pay. If you're an S corporation, your salary and distributions for the year are set by what runs through payroll before year end.
• Estimated payments. The fourth-quarter payment is due January 15. Paying the right amount avoids both a penalty and an overpayment that sits with the IRS until April.
• Timing. Some income and expenses can land in this year or next. Which year is better depends on where 2026 is landing, which is exactly what the check finds out.

What you get from the Year-End Tax Check

A 20-minute call where we look at your numbers for the year so far and answer three questions:

1. Roughly what will you owe for 2026 if nothing changes?
2. Which year-end moves fit your business: equipment timing, owner pay, retirement contributions, entity setup, estimated payments?
3. Is a full year-end tax plan worth it for you? If it is, I'll quote it on the call. If it isn't, I'll tell you that too.

What the full year-end tax plan includes

For owners who go ahead, the plan is a one-time engagement, separate from monthly bookkeeping, and you don't need to be a monthly client to get one.

• Your 2026 tax estimate, modeled on your actual numbers, with and without each strategy, so you see what each move is worth in dollars.
• A written plan in plain English: what to do, by when, and what it saves.
• A deadline calendar for every step: purchases, payroll changes, estimated payments, elections.
• The paperwork prepared: the documents and instructions for each step, ready for you or your bookkeeper.
• A check-in before December 31 to confirm the moves actually happened.

The price depends on the size of the business and how many entities and returns are involved. You'll have a firm quote before you commit to anything.

Who this is for

• Owners of small and mid-sized businesses: contractors and trades, manufacturers, service businesses, shops and professional practices
• Profitable this year, or expecting to be
• Planning a vehicle or equipment purchase, thinking about an S corporation, or just tired of finding out the bill in March

Not a fit if the business had a loss this year and expects one again. There's less to plan, and I'd rather tell you that up front.